Survey Finds Half of Young U.S. Adults Rely on Mom & Dad For Financial Support

Brittany M. Hughes | July 11, 2024
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A new survey doesn’t paint a very pretty picture of young Americans - or, frankly, the lives of the people having to support them.

A new poll out from Bank of America found that 46 percent of Gen Zers - adults between the ages of 18 and 27 - in the United States admit they rely on the financial assistance of their parents and family members to get by.

Even worse, 54 percent say they don’t pay for their own housing.

Now, while I could understand being 18, in college, and still counting on Mom and Dad to help foot your grocery bill, inching well into your twenties and honing in on 30 seems a little long in the tooth to be counting on a check from someone else to cover your car insurance. Unfortunately, whether through personal choices or the garbage economy, that’s the place at least half of all young American adults have found themselves in, with the majority citing the impossibly high cost of living for why they can’t stand on their own two feet.

Bank of America gives credit to Gen Zers for being more “financially disciplined” than other generations, saying that “two-thirds (67%) are implementing lifestyle changes such as cutting back on dining out (43%), passing on events with friends (27%), and shopping at more affordable grocery stores (24%).”

Which, frankly, we used to just call “duh,” but okay.

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Despite that, Bank of America said that “Gen Z continues to use their leftover income on experiential spending like dining out (36%), shopping (30%) and entertainment (24%) – higher than other generations.”

With the majority of Gen Z adults who say they do pay for their own housing are spending between 30 and 50 percent (or more) of their paycheck on housing costs, most respondents admitted they aren’t socking anything away for a rainy day, much less retirement. Only 15 percent of Gen Zers say they put a set percentage of their paycheck into a savings account each month, according to the survey, while 46% percent said they’re in no position to put anything into a retirement account.

Not a great sign.

But hey, I’m sure if leftists get their way and we start dumping all our money into burdensome climate change policies, Big Government red tape, and onerous regulations on businesses - all of which drive up the cost of goods and services while fueling inflation - things will turn around for everyone soon.

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