To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Share Embed Share URL Video File Node URL Embed Code <iframe title="MRC TV video player" width="640" height="360" src="https://mrctv.org/embed/38056" allowfullscreen></iframe> Three reasons to appoint an independent financial markets panel: 1) The causes of the financial crisis are unclear; 2) the federal regulatory structure should be better coordinated; and 3) Congress is part of the problem.